Property Damage/Insurance Coverage

When an individual or business owner suffers property damage and files a claim with their own insurance company, that insurer may deny coverage or otherwise fail to recognize their duty to provide prompt and good faith claims handling.

An insurer who fails to objectively evaluate a claim, misrepresents the law or terms of the policy, submits lowball estimates, uses dilatory or abusive claims practices and otherwise fails to recognize their duty of good faith and fair dealing, may be held liable for its bad faith conduct.

We limit our representation in insurance disputes to policyholders. We do not accept assignments from insurance companies.

In the event you suffer property damage as the result of the negligence or legal fault of someone else, our firm also has extensive experience bringing claims directly against the responsible parties. If you don’t have insurance coverage, or if your insurance coverage is insufficient to compensate you for your losses, a direct action against the party responsible may provide you with the needed compensation to make you whole. In order to ensure that all evidence is preserved and key witnesses are located, it is important for you to promptly retain trial counsel experienced in evaluating both the cause and amount of damage suffered as soon as possible.

Our experience includes insurance issues and property damage claims resulting from:

  • Fire
  • Wind and Ice storms
  • Hurricanes
  • Back-up of sewers/drains
  • Vandalism
  • Damage caused by vehicles, manufacturers, contractors, or others
  • Poor security

Our firm has a long track record of success in collecting millions of dollars from insurance companies on behalf of our clients.  We pride ourselves on our knowledge about all aspects of property insurance coverage, including years of experience with competent cause and origin, valuation, and business interruption experts.

With more than 40 years of experience, we understand what you’re entitled to under your policy.  Some policy provisions provide payment for:

  • Replacement of your business or home
  • Business interruption
  • Necessary demolition
  • Code upgrades required by applicable laws and ordinances
  • Living expenses if you are forced to leave your home
  • Other expenses incurred as a direct result of the property damage